The cashless local marketplace

Spend Your Stuff,
Save The Cash.

Circulate is where people swap gear, clothes, and services using shared community credits. Earn credits when you sell, spend them when you buy. It is that simple.

Sign up and get 125.00 credits to start trading.

A flat-lay of clothing and accessories ready to trade

Credits earned

+ 23.50

Verified seller

Monstera plant

Home & Garden

12 credits

No cash needed

Trade entirely in community credits.

Verified members

Email and phone checks build real trust.

Fair by design

A small 6% fee keeps the system healthy.

Local first

Discover what neighbours are trading nearby.

How it works

Three steps to your first trade

No bank account, no haggling over cash. Just list, trade, and repeat.

1

List what you have

Post goods or a service in minutes. Add photos, pick a category, and set your price in credits.

2

Trade with neighbours

Buyers spend credits, sellers earn them. Chat, agree, and complete the trade with a quick scan.

3

Keep credits moving

Spend what you earn on anything else in the marketplace. Value stays in your community.

The credit model

A currency that keeps moving

Credits are not money and cannot be cashed out. They simply keep value circulating between people, so the whole community benefits.

125.00
Starting credits

We credit every new account on signup, on the house.

0
No negative balances

Spend what you have, earn more by selling, or top up.

6%
Platform fee

A small slice of each trade funds the shared reserve.

See the full breakdown

Example trade

Selling a desk lamp for 25 credits

Sale price25.00
Platform fee (6%)- 1.50
You receive+ 23.50

The 1.50 fee goes to the community reserve wallet, not a bank.

The marketplace

See what is circulating

A peek at the kinds of trades happening across the community.

Loved by traders

Built for real communities

I cleared out my garage and earned enough credits to get my bike fixed. No money changed hands once.

M

Maya R.

Trades furniture and tools

As a tutor, Circulate lets me turn spare hours into things my family actually needs. It just works.

D

Daniel O.

Offers tutoring services

It feels like a proper community, not a classifieds board. The verified badges make trading easy to trust.

P

Priya S.

Trades clothing and books

Ready to trade your way?

Join Circulate, list your first item, and start earning community credits today. It is free to get started.